Planning and preparing for the unexpected.
Prepare and Plan.
We understand that everyone's financial needs differ, especially as your life changes and economic climate changes. During those periods of times your financial needs may change which is why We work with you to prepare and develop strategies to overcome whatever life may throw at you.
The 4 questions to understand your investing strategy.
1. How do assets fit together in a portfolio, to accomplish your retirement goals?
2. What percent of your income do you want protected from market losses?
3. What percent of your income do you want guaranteed?
4. Where do bond alternatives (FIAs) fit into a portfolio of assets?
Financial ABC's.
There are roughly 900,000 investable assets but really only three place you can put your money which are the financial ABC's.
Green Money Rules.
Red Money Rules.
Rule #1:
Protects your principal.
Rule #2:
Protects your gains.
Rule #3:
Protects your income.
Rule #1:
Must be actively managed.
Rule #2:
Must be liquid.
Rule #3:
Must be long term.
Types of Investments.
A
Interest
.25% - 1.25%
Bank Accounts & CD's
B
Interest
3% - 6%
Annuities
C
Interest
+30% or -30%
Stocks & Bonds | 401K | IRA's
Advantages & Disadvantages.
A
Cash
- Potentially lower returns
- Taxable or tax-deferred
- Liquid
Liquidity
Gains
B
Protective Growth
- Potentially moderate returns
- Tax-deferred
- Partial withdrawals
- Moderately Liquid
Protection
Liquidity
C
Risk Growth
- Potentially higher returns
- Taxable or tax-deferred
- Partial withdrawals or liquid
- Can be very volatile
Gains
Protection
Chat With An Expert.
Our team of Adviisors are ready to discuss and assist with your retirement planning. Tell us about your goals and even some objectives so our Adviisors can provide you one of a kind, valuable insight.
Planning and preparing for the unexpected.
Prepare and Plan.
We understand that everyone's financial needs differ, especially as your life changes and economic climate changes. During those periods of times your financial needs may change which is why We work with you to prepare and develop strategies to overcome whatever life may throw at you.
Financial ABC's.
There are roughly 900,000 investable assets but really only three place you can put your money which are the financial ABC's.
How do assets fit together in a portfolio, to accomplish your retirement goals?
Where do bond alternatives (FIAs) fit into a portfolio of assets?
What percent of your income do you want protected from market losses?
What percent of your income do you want guaranteed?
Green Money Rules.
Red Money Rules.
Rule #1:
Protect your principal.
Rule #2:
Protect your gains.
Rule #3:
Protect your income.
Rule #1:
Must be actively managed.
Rule #2:
Must be liquid.
Rule #3:
Must be long term.
A
Interest
.25% - 1.25%
Taxable
Liquid
Guaranteed
Bank Accounts
CD's
Savings Account
Checking Account
B
Interest
3% - 6%
Tax-Deferred
Moderately Liquid
Guaranteed
Annuities
C
Interest
+30% or -30%
Taxable
Liquid
401K
IRA's
Stocks & Bonds
Volatile
A
Cash
- Potentially lower returns
- Taxable or tax-deferred
- Liquid
Liquidity
Gains
B
Protective Growth
- Potentially moderate returns
- Tax-deferred
- Partial withdrawals
- Moderately Liquid
Protection
Liquidity
C
Risk Growth
- Potentially higher returns
- Taxable or tax-deferred
- Partial withdrawals or liquid
- Can be very volatile